Frugal living isn’t about giving up the "good life" it’s about living smarter so that you can stretch your dollar. Then you will have some extra resources to put toward those special things you would like to do. It can include do-it-yourself skills, maintaining your home and car, gardening, preserving food, using coupons, and a multitude of other things. It is a matter of becoming aware of what you can do to save a dollar or reuse a resource.  Learning to sew or grow your own vegetables, or any one of these suggested things can be a creative, rewarding, and fun experience. The feeling of self-reliance...

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Being resilient means to be able to “spring back into shape after being bent, stretched or compressed”. To be emotionally resilient means to be able to spring back emotionally after experiencing difficult and stressful times in one's life. In hard times it is easy to let emotions run high and take over but this can lead to strained relationships, causing loss of support in the greatest time of need. Skills for becoming emotionally resilient can be learned but it is best to start practicing before the need arises. Learning and practicing exercises for stress reduction can also help to reduce the damage not only...

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Employment is a person’s trade or profession. It is the means to providing for the needs and wants of a person or family. The loss of employment can be devastating with great uncertainty overcoming the one who has lost a job. Oftentimes the future looks bleak and hope seems to fail for a time. The remedy is to plan for, attempt to obtain and work toward finding employment again. This could include retraining or improving one’s skills. Being under-employed can be difficult as well since this situation doesn’t provide adequately for the needs of the family or individual. In this situation seeking to increase...

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Our community is the group of people living close around us. It should be a major aim of people in communities to get to know one another, helping to work together to provide for common goals, and providing support in times of need. People working together can accomplish much in improving the health and happiness of friends, neighbors and others living near by. Working in the community can give opportunity for service and friendship. Look for opportunities to be active in your community. April: The Church is responding to the current disaster in Japan. Learn how to be of help through the Humanitarian Fund. May: Find...

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Our financial resources are those assets and reserves that we have acquired. To manage these assets it is important that they be organized to function effectively. That means that we should learn to budget and live within our means, avoid going into debt, and put away something for a “rainy day”. This takes discipline and planning. When we manage our resources wisely, we will be able to prepare for future needs, be prepared for unforeseen events, and be able to have the security that we can provide for our wants and needs. April: Wise Financial Management During Tough Economic Times May: Grandparents can help...

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It is important to work toward gaining adequate education so that we are prepared to supply ourselves with a means of subsistence. However, that is not the only kind of education we should aim to receive. Education involves not only one’s intellect but also should include moral, social, and emotional intelligence as well. Becoming educated can become a life long goal that is filled with wonder and joy in the world that surrounds us. Although education often brings thoughts of attending school or classes of some sort, we are actually being educated everyday of our lives. It is not just in the classroom...

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Please feel free to contact us anytime either by leaving comments on this site or by emailing msprovidentliving@gmail.com. The Stake Family Service Committee: Family Services Employment Provident Living and Family Financ...

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